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What's RAC Exchange?**

It's the thrill of always getting something different without losing what you have currently paid in rent.

How It Works

Within six months of your rental, you're free to Exchange your items for something else.

After setting up a My Account, existing customers can view their RAC Exchange Value by selecting "More" next to each agreement.

Visit or call your RAC store and choose any other available item in our assortment (subject to approval, account must be current and product in good condition).

We'll come pick up your current item and deliver your Exchange item.

Rent you've paid to date will be applied to the total cost to own of the new item. If it costs less, you may be able to own it sooner!

You can exchange as many items as you'd like within the first six months of every new agreement.

Find Items To Exchange

Up to ^$ 19.99 per week*

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Up to ^$ 24.99 per week*

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Up to ^$ 29.99 per week*

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Up to ^$ 34.99 per week*

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Shop All Products

To see what's available for Exchange, contact the RAC store you rented from or get pre-approved and start your order online.

GET PRE-APPROVED

No store assigned!

Please assign your store for more info.

Got more questions? We've got answers!

When can I use RAC Exchange? When can I use RAC Exchange?

During the first 6 months of your agreement when your agreement is in good standing with rental payments current. If you are past 6 months you are well on your way to ownership. You can take advantage of early purchase options. Or see more in FAQ's below for Lifetime Reinstatement information and options.

What products can I exchange to? What products can I exchange to?

New and previously rented product at your local RAC store or an item that your store can otherwise obtain. Cash price or rental rate of products may not exceed approval amount on the day of the exchange, and may require submission of a new application for approval.

What happens to the rental payments made? What happens to the rental payments made?

100% of the rental payments made in the first 6 months of your agreement will be applied to reduce the total cost of ownership for the next agreement (excluding taxes and fees). If you exchange multiple times, only the rental payments received for your most recent agreement will be applied to the new one.

How do I initiate my RAC Exchange? How do I initiate my RAC Exchange?

Work with your local store Mon-Sat 10:00 am – 6:00 pm. If you don’t have them saved in your Favorites (kidding), look it up here.

Will the exchange affect my rental payments? Will the exchange affect my rental payments?

Yes, your rental payments will be adjusted to the rate of the next item you rent. Your store will be able to provide more details.

What happens to my Same As Cash period? What happens to my Same As Cash period?

Your same as cash period will be based on the item selected and restart with your new agreement, providing an opportunity to pay the lowest price possible to acquire ownership.

What happens if I’m more than 6 months into my agreement, can I still use RAC Exchange? What happens if I’m more than 6 months into my agreement, can I still use RAC Exchange?

No, but you still have options. First, you may exercise an early purchase option to receive a discount off the total remaining payments required to acquire ownership. Second, if you need to take a break from renting, you can return your merchandise (with no penalty), then come back later and use your Lifetime Reinstatement. Lifetime Reinstatement gives you a Comeback Coupon voucher that works 3 ways with a valid new application (1) pick up where you left off on the same item 2) switch & save and get 3 months off the original term of any previously rented item 3) share your reinstatement voucher with a friend who has applied and been approved, and they can then pick #1 or #2.

What if I fall in love with RAC Exchange and want to do it again? What if I fall in love with RAC Exchange and want to do it again?

You can, every agreement is available for RAC Exchange within the first 6 months. Each time you make an exchange you will enter into a new agreement. Your approval amount is subject to validation prior to each exchange, and only the rental payments received for your most recent agreement will be applied to the new one.